713
uhc_video
Hi, I’m Dr. Kevin Soden. Welcome to Medicare Made Clear. I’m here with UnitedHealthcare’s Dr. Richard Migliori, where we’re helping real people get answers to their Medicare questions.
[Hosts turn to a video on a TV monitor]
Man in video
When can I start getting Medicare?
Dr. Migliori
For most people, qualifying for Medicare is based on age. Unless you have a disability or some other special situation, you only need to meet a couple criteria:
- First, you must be 65 years or older.
- Second, you must be a U.S. citizen or a legal resident who has lived in the United States for at least 5 consecutive years.
If you meet those requirements, you can enroll any time from 3 months before you become eligible until 3 months afterwards.
Dr. Soden
But just because you’re 65 doesn’t mean you have to sign up for Medicare, right?
Dr. Migliori
It’s true. There are plenty of people who delay signing up for Medicare. If you’re 65 and still have employer coverage, either personally or through your spouse, you don’t have to sign up until you lose that coverage.
To avoid a lapse in coverage, you’ll want to enroll at least 30 days before your employer’s coverage ends. If you wait until after your coverage ends, you can still enroll during the two-month special election period.
Dr. Soden
At that point, can you enroll in any Medicare option?
Dr. Migliori
As long as you’ve enrolled in Medicare Parts A and B and continue to pay your monthly premium. In many cases, in fact, if you’re currently receiving a Social Security check, your Part B premium is already deducted from that check. If you’re not sure of your status, you should contact your local Social Security Administration office.
Dr. Soden
Thanks, Dr. Migliori, and thank you for joining us on Medicare Made Clear.
Announcer
Medicare Made Clear is brought to you by UnitedHealthcare. To learn more or to order a free Medicare Made Clear guide, call 1-800-431-8830 or go online to MedicareMadeClear.com/RLTV.
Medicare Made Clear
When Should You Start Medicare?
Medicare Made Clear
Dr. Richard Migliori from UnitedHealthcare answers the question "When can I start getting Medicare?" Learn the requirements for qualifying and the timing factors to consider before signing up.
From RLTV
Please enter a valid email address
